Hold dollars.
Spend like naira.
Naira and dollars in one account. Your dollars earn up to 6% a year, and the card spends them at the rate on your screen — online, at POS, and abroad. Fund it with naira, or with the digital currencies you already hold — nothing you have to sell first.
Available balance
$1,753.00
Digital dollars · $1 = $1
5312 •••• •••• 4582
Cardholder
Emeka Obi
Valid thru
09/29
Paid at Jumia
$12.40 → ₦19,883
Earn
Interest on the dollars you already hold.
Money sitting in a wallet does nothing. In NuoCash the dollars on your balance earn — from the day they land, without you moving anything anywhere.
- On your dollar balance
- The same balance your card spends from. There is no second product to open and no money to move across.
- Paid in dollars
- Interest is credited in dollars, so the balance that grows is the currency you chose to hold.
Up to
6%
a year
on your dollar balance
Rate is variable and can change. Interest is paid on the balance you hold with NuoCash and is not a bank deposit.
Send and receive
Money in, money out, in either currency.
Get paid in dollars, send naira to a bank account, or move money to another NuoCash account in seconds. International payouts leave in dollars and land in local currency.
- Between NuoCash accounts
- No bank in the middle, and no waiting for a settlement window to open.
- To Nigerian bank accounts
- Send naira straight to the account number you already use.
- Abroad, to 90+ countries
- Payouts leave in dollars and land in the recipient’s local currency.
- Either direction, either currency
- Get paid in dollars, or send in naira. You choose per transfer.
Activity
This week
- Chidi O.Invoice paid+$250.00₦400,875
- Amaka N.Sent to NuoCash−$80.00₦128,280
- Bola K.Received+$40.00₦64,140
- Yusuf B.Sent abroad−$150.00₦240,525
- Ngozi E.Invoice paid+$300.00₦481,050
- Bank ••4821Withdrawn−₦160,350$100.00
- Sule M.Sent to NuoCash−$20.00₦32,070
- Bank ••7310Topped up+₦80,175$50.00
Illustration. Converted at ₦1,603.50 to $1, the rate shown in the app.
Open an account
Whoever you are, it starts on your phone.
You do not need to be a crypto user, and you never have to queue at a branch. Three steps, and the first one takes a few minutes.
- 01
Open it with your ID
A government-issued ID and a selfie. Once, in the app — no branch, nothing to print, and your documents are encrypted at rest.
- 02
Fund it your way
Top up with naira from any bank app, or deposit digital currency straight from a wallet or an exchange. Either one starts you off.
- 03
Earn, then spend
Your dollars begin earning from the day they land, and the card spends from that same balance.
Accepted for deposit
- BTC— Bitcoin
- USDT— Tether
- ETH— Ethereum
- SOL— Solana
- TRX— TRON
- BNB— BNB
- USDC— USD Coin
Already holding digital currency somewhere else? Leave it where it is, and deposit it whenever you are ready — there is nothing you have to sell first.
Card
One card. Everywhere you already pay.
Physical or virtual, both spend from the same dollar balance and convert as you pay — at the rate on your screen, before you confirm.
- Add it to your phone wallet
- Tap to pay in a shop, or type the number in at checkout.
- Online, at POS, and abroad
- Wherever your card is accepted, in naira terms or in dollars.
- One clear fee per transaction
- Shown before you confirm. No hidden conversion markup, no spread you only notice afterwards.
- The virtual card comes first
- Live the moment you are verified, so you can spend before the plastic lands.
5312 •••• •••• 4582
Cardholder
Emeka Obi
Valid thru
09/29
Virtual cardinstant, once you are verifiedPhysical cardby post
Who it is for
Get paid in one currency. Live in the other.
Clients pay you in dollars. Rent, fuel and school fees are in naira. It is easy to end up carrying those two facts in two places — a wallet for what arrives, a bank account for what goes out, and a conversion wedged between them that somebody has to watch.
Invoices in dollars, life in naira.
Money sent home, spent the same week.
Saving for something a few years out.
Your money should not need a plan of its own.
Safe, licensed, monitored
Licensed rails, screened transactions, and nothing hidden.
NuoCash runs on licensed partners rather than on a promise. Identities are verified before an account opens, and activity is screened for fraud and money laundering.
- Licensed partners
- Card and payment services are provided by licensed partners. NuoCash is a financial technology company, not a bank.
- Identity, checked once
- A government-issued ID and a selfie before an account opens, encrypted at rest.
- Monitored
- Every transaction is screened for fraud and money laundering.
- Told before it happens
- Every fee and every rate is shown on screen before you confirm.
Interest rates are variable and can change. Holding a NuoCash balance is not a bank deposit and is not covered by deposit insurance. Availability in Nigeria is subject to regulatory approval.
Questions
The short answers.
Still unsure about something? Email hello@nuocash.com and a human will reply.
We are onboarding our first cohort in Nigeria now. The waitlist is the queue: people are invited in the order they signed up, so joining today puts you near the front. We will message you the moment your spot opens — one message, no drip campaign.
Free to join, and you can leave the list whenever you like.